by Administrator
23. April 2010 18:09
Home workers are being urged to do their home work when it comes to insurance. The growing trend for home working means that more and more people are choosing to take a step away from the office and a step towards their home. A recent survey showed that 69% of workers would work from home if given the opportunity.
Whilst working from home might seem fairly easy, many seem to forget the need for insurance. Insurance is needed in case there's an accident, loss or theft of some kind and should be ideally obtained before starting any work from home.
Many people seem to think that self-employed insurance is reserved for just (you guessed it!) the self-employed and mobile workers but home workers can also be covered by this kind of insurance.
"Home workers do need to consider the insurance implications because equipment used for commercial purposes may not be adequately covered or covered at all by a standard home insurance policy, particularly if removed from the home," said Mark Bishop from insurance group Cornhill Direct.
And it's not just yourself that you need to consider when working from home. If you invite customers into your home on a regular basis then it's definitely worth taking out public liability insurance to cover yourself on any grounds of legality.
If home working continues to grow at the current pace then it's clear that home workers will need to spend money and invest in insurance now or risk being out of pocket at a critical later date.
1c15fbd2-6183-4092-8385-2122ba037110|0|.0
Tags:
Subscribe
